2025 401k Limits Married Filing Jointly . For heads of household, it will be $59,250 in 2025 (up from $57,375. If you’re married and filing jointly, the income limit will be $79,000 in 2025, which is up from $76,500 in 2024.
If you make more than that, you may be. Married couples filing jointly if the ira contributor is not covered by a workplace retirement plan and is married to someone who is covered between $236,000 and $246,000.
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